"Fee-Only" refers to our compensation structure. To avoid conflicts of interest, "fee-only" planners are compensated solely with fees paid by their clients and do not accept commissions or compensation from any other source. There is no pressure to purchase specific products and there are no hidden commissions. Because AFA, LLC does not sell products or receive commissions or other compensation from third parties, we want you to feel confident that our recommendations are impartial and unbiased.  Although it is impossible for any compensation structure to be completely conflict free, we do believe that our approach is objective.  As fiduciaries, we always provide advice that we believe to be in the best interest of our clients.

Why should you choose to work with a Fee-Only financial advisor?

According to Jane Bryant Quinn from Newsweek Magazine

"Financial Planners who take commissions have a built-in conflict of interest... even with disclosure, my choice would be a fee-only planner."

According to Money Magazine:

"Start with the general practitioner... a Financial Planner (whose) compensation should be from fees alone."

According to Forbes Magazine:

"The most important matter is how the planner is compensated. Hire the planner who... has no financial stake in (your) investments."